Financing your home purchase
Whether it’s your first home or your next one, a licensed LendingHouse loan officer helps you understand your options and prepare a strong offer.
Common purchase loan options
Conventional loans
Loans not insured by a government agency, available for a range of buyers and property types.
FHA loans
Government-insured loans that can help buyers with smaller down payments or limited credit history.
VA loans
Loans for eligible veterans, service members and surviving spouses.
Jumbo loans
Financing for loan amounts above conforming loan limits.
First-time buyers
Guidance and programs that may help first-time buyers, including down payment assistance where available.
Self-employed buyers
Options that use bank statements or other income documentation.
Our process
- Step 1
Share your goal
Tell us what you want to accomplish and a little about the property.
- Step 2
Review options
A licensed loan officer walks through programs that may fit your situation.
- Step 3
Apply and submit documents
Complete your application and upload documents securely.
- Step 4
Underwriting to closing
Your loan team keeps you updated through approval and closing.
Start your home purchase
A licensed LendingHouse loan officer will reach out to review your scenario. No obligation to apply or proceed.
Frequently asked questions
How much do I need for a down payment?
It depends on the loan program, property and your situation. Your loan officer can explain the options available to you.
Should I get pre-approved before shopping?
A pre-approval helps you understand your budget and can strengthen your offer. Ask your loan officer how to get started.
Which loan type is right for me?
It depends on your goals, finances and the property. A loan officer can compare programs side by side for you.
LendingHouse NA, LLC, NMLS #2141418. Equal Housing Lender. This is not a commitment to lend. Financing is subject to applicable credit, underwriting, property valuation and program requirements. Programs, rates, terms and availability vary by state and may change. Not all applicants will qualify.