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Hi there,
I’m Josh Alvarez

Loan Officer, NMLS# 2400106

At The Alvarez Mortgage Group powered by LendingHouse, we make the mortgage process simple, transparent, and tailored to your needs. Whether you’re buying your first home, refinancing, or investing, we’re here to guide you every step of the way.
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Who I Am

Your Trusted Partner in Home Financing

Hi, I’m Josh Alvarez. I’ve called Tampa home since 2003, and I’m proud to help families in our community achieve their dream of homeownership. After graduating from the University of South Florida in 2015, I began my career in real estate and gained valuable experience working closely with buyers and sellers.

In 2022, I transitioned into the mortgage side of the business, where I discovered my true passion-helping clients secure the right financing to fit their goals.

” My focus is on providing a smooth, stress-free mortgage process with clear communication and personalized guidance every step of the way. “
- Josh Alvarez

Expertise across FHA, Conventional, DSCR, Jumbo, Non-QM, and Airbnb-focused financing

Proven track record helping clients maximize returns on short-term rental properties

Bilingual (English/Spanish) support to better serve diverse clients and Realtors

Personalized solutions designed to fit your unique financial goals

Loan Programs I Offer

At The Alvarez Mortgage Group, we offer a wide range of loan programs designed to meet your unique needs:

Conventional Loans

  • Flexible financing options with competitive rates.

VA Loans

  • Exclusive benefits for our nation's veterans and active-duty military.

FHA Loans

  • Ideal for first-time buyers with low down payment options.

USDA Loans

  • Affordable financing for homes in eligible rural areas.

Non-QM Loans

  • Customized solutions for self-employed borrowers and unique situations.
” No matter your financial background or goals, we’ll find the loan program that’s the right fit for you “
- Josh Alvarez

What Our Clients Say About Us

See what our satisfied clients say about their experience
Dawn Lambert

“Working with Josiel was amazing! I needed to complete a refinance for my property, and he made the process smooth and stress-free. He is incredibly knowledgeable, patient with all my questions, and impressively quick in his communication—which really helped keep my anxiety low throughout. Thank you so much, Josiel!”

Ana Rivas

“I found Josiel to be a pleasure to work with; he was very patient with us and responded to all of our inquiries. I believe that we won't be capable of completing the entire process with anyone else but him. As first-time owners, we were completely unaware of the process. He was with us every step of the way and we are thankful that we were fortunate to have him by our side. Having him as your lender would be a lucky thing for anyone, as he is quick, easy, and understanding. Choosing someone to act as our lender-realtor was a great decision so easy and convenient. We received the best financial advices, the most competitive rates, and he took care of our best interests. Our hope is that we will cross paths again and work together in the near future.”

Adele Gonzalez

“Josiel was very professional, he was always just a phone call away and guided me every step of the way, I highly recommend him , you won't be disappointed.”

Wilson Rojas

“I am very happy and grateful to Mr. Josiel Martin, whose total dedication, diligence, professionalism, and attention to detail generated a positive and favorable outcome in my efforts to achieve my dream of acquiring a property in Miramar, FL. I highly recommend Josiel, as he is committed to his clients and is always available and willing to strategically eliminate any obstacles that may arise. The techniques and processes Josiel implements make every step of the process simple yet effective. Another aspect I want to highlight is that Josiel humbly invests himself fully in his cases and conscientiously places himself on the client's side, seeking the best options at all times. Thank you, Josiel. You changed my family's life and mine forever. Today we have a secure roof over our heads. ✨”

Rosa Acosta

“Josiel deserves this review 100% because he made our closing possible within 2 weeks! We trusted him to get our transaction closed and he followed thru and made it possible. We thank you for our great communication and the many ways to get this to the finish line!”

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  • Company NMLS: 2141418
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State Licensing

CA 60DBO-197582 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License.

  • FL MLD2207
  • IA 2022-0112
  • ID MBL-2082141418
  • MA MB2141418 Mortgage Broker
  • NC L-226873

Texas Mortgage Broker Disclosure

Figure: 7TAC §81.200(c)
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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