10 Day
Average Loan Approval Period
Mortgage Services
Purchase
Refinance
Investors
Commercial
Tailored commercial financing solutions for businesses and investors seeking long-term growth and stability.
LOAN Programs
Conventional
FHA
VA
USDA
Owner-Occupied
We specialize in serving creditworthy borrowers who may not qualify through traditional documentation. Our programs are designed with a flexible approach—recognizing that tax returns don’t always reflect a borrower's true financial picture. We assess income using alternative methods to ensure a fair and accurate ability-to-repay evaluation.
Investor
Real estate investors need speed, flexibility, and minimal red tape. Our investor loan programs are designed to move quickly—focusing on the strength of the asset and the deal, not just traditional documentation. Whether you're expanding your portfolio or refinancing an existing property, we offer solutions that go beyond conventional lending standards.
Lite Doc
- No Tax Returns, W2s Or Pay Stubs Required
- 12 Month CPA/Accountant Prepared P&L
- Up To 80% LTV; Up To 50% Debt-To-Income
DSCR
- Quality Using Subject Property Income ONLY
- No Tax Returns Or W25 Required
- Up To 80% LTV
Lite Doc
- 12 Month CPA / Accountant Prepared P&L
- Property Does Not Need Positive Cash Flow; Use Employment Income To Offset Shortage
- Up To 75% LTV; Up To 50% Debt-To-Income
12-Month Bank Statement
- 12-Months Personal, Business Or Draft Account Or Latest Year's 1099 Tax Form
- No Tax Returns Or W2'S Required
- Up To 80% LTV; Up To 50% Debt-To-Income
About Us
Every borrower’s path to homeownership is different. At LendingHouse, we offer a wide range of mortgage solutions, investment tools, and expert guidance all backed by a commitment to exceptional service and personalized attention.
Our digital platform streamlines the process with secure online applications, instant pre-qualification, and interactive calculators to compare financing options. Whether you’re exploring your first mortgage or refinancing an existing property, LendingHouse makes it easier to move forward with confidence.
About Us
Every borrower’s path to homeownership is different. At LendingHouse, we offer a wide range of mortgage solutions, investment tools, and expert guidance all backed by a commitment to exceptional service and personalized attention.
Our digital platform streamlines the process with secure online applications, instant pre-qualification, and interactive calculators to compare financing options. Whether you’re exploring your first mortgage or refinancing an existing property, LendingHouse makes it easier to move forward with confidence.
OUR SPECIALTIES
The Perfect Home Is Waiting For You!
We deliver personalized mortgage solutions through a broad range of products and services, all designed to meet your financial objectives with care and expertise.
Highlights
2025 Real Estate Market Predictions
Real estate market predictions are somewhat like weather forecasts in that no one’s capable of being 100% accurate, but an industry expert can make a reasonably close prediction. With that in mind, here is …
How Do You Get A Mortgage For A Rental Property?
Purchasing your first rental property is a big step in your real estate investor journey. Aside from choosing a potentially profitable property, you need to figure out how to finance your rental. Before sharing how …
5 Mistakes Newbie Investors Make When Buying A House To Flip
With many TV shows depicting house flippers having fun while making a profit, many investors have taken interest in the idea. In 2019 alone, 6.2% of all home sales in the U.S. were flipped homes! It sure looks easy on TV
…
Contact LendingHouse
- 777 Brickell Ave. Suite 500 Miami, FL 33131
- Phone:(833) 870-0590
- Admin@LendingHouse.com
