Hi there,
Cilla Oliveira
Loan Officer, NMLS #2600569
A Tri-lingual (English/Portuguese /Spanish) Mortgage Loan Originator and Realtor with LendingHouse, helping buyers, investors, and homeowners across Florida achieve their real estate goals. Whether you’re purchasing your first home, refinancing, or building your investment portfolio, I’m here to guide you every step of the way.

Who I Am
Building Dreams, One Home at a Time - With Heart
Olá! I’m Cilla Oliveira, a proud Loan Officer with The LendingHouse, serving home buyers and Realtor partners throughout Jacksonville and surrounding areas. Whether you’re buying your first home, upgrading for more space, or helping a client secure financing.
I believe in clear communication, personalized service, and treating every client like family. I take the time to understand each buyer’s story, budget, and dreams—then I get to work finding the best possible solution.
As a bilingual loan officer fluent in Portuguese and English, I’m especially passionate about serving our vibrant Brazilian and Portuguese-speaking communities here in Florida. Everyone deserves to feel informed, understood, and confident during their home buying journey—no language barriers, no confusion.
- Cilla Oliveira
Expertise across FHA, Conventional, DSCR, Jumbo, Non-QM, and Airbnb-focused financing
Proven track record helping clients maximize returns on short-term rental properties
bilingual (English/Portuguese) support to better serve diverse clients and Realtors
Personalized solutions designed to fit your unique financial goals
What I offer
First-Time Homebuyer Loans
- FHA
- Conventional
- 1% Down Programs
DSCR & Investor Loans
- Perfect for Airbnb
- VRBO
- Income-producing Properties
Jumbo Loans
- Flexible options for high-value homes
Cash-Out Refinances
- Tap into your home’s equity for investments
- Debt consolidation
Non-QM & Bank Statement Loans
- For self-employed borrowers and unique financial situations
” I take the time to understand each buyer’s story, budget, and dreams—then I get to work finding the best possible solution. “
- Cilla Oliveira
What Our Clients Say About Us

This email will do no justice compared to the assistance you have provided to my client. It was remarkable and outstanding. Your professionalism and better yet, your care was highly appreciated. Thank you for ensuring a smooth and stress free transaction. My client is already thinking on buying another property and I believe it is only because of you. They keep telling me how comfortable and confident you made him and wife feel, throughout the process. To be continued! Thank you again for being such a valuable addition to our team.
